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News

Polish Bank Converts To Contactless Payment Cards

Gemalto : 03 December, 2010  (Application Story)
PKO Bank Polski replaces magnetic stripe cards to EMV contactless cards for its banking customers using technology from Gemalto
Gemalto has been selected by PKO Bank Polski for the migration of its entire portfolio of Visa debit cards for individual clients, from magnetic stripe technology straight to EMV contactless. PKO Bank Polski is the largest financial institution in Poland serving more than 8.5 million customers, and with the largest sales network - 1,211 branches and 1,938 agencies across the country. Mass deployment started in September 2010 and the bank plans to issue around 6.5 million Visa payWave cards to its customers by the end of 2011.

PKO Bank Polski is the first bank in Poland to convert an entire card portfolio to contactless, leading the way to the introduction of this new technology in the country. The massive deployment of Visa payWave is part of PKO BP's strategy to offer innovative products to its customers and to boost the development of cashless transactions in Poland. Gemalto supports PKO Bank Polski all the way through the project, with its global expertise in both EMV and EMV contactless deployments.

In addition to the security of EMV, the card provides a new and simple way to pay for purchases up to 50 Polish Zloty (€12.5, USD17). PKO BP customers will benefit from the speed and convenience of contactless in thousands of acceptance points, at department stores, fast-food restaurants, cinemas, bookstores or pharmacies.

"For such a massive rollout, in such a short period of time, we needed a reliable partner with a proven track record in EMV contactless deployments and a strong presence in Poland," commented Katarzyna Sosin, director of Centre for credit cards and cards transactions at PKO Bank Polski. "Spurred by the hefty challenge, the Gemalto team provided premium quality services which enable our migration program to unfold smoothly."

"Gemalto is proud to accompany PKO Bank Polski for Poland's first large-scale rollout of contactless cards, combining the effective sharing of the world best practices we've accumulated over time and our strong industrial capability," added Philippe Cambriel, Executive Vice-President, Gemalto. "Gemalto's unrivalled experience in dual interface card implementation across Asia, Europe and the Americas is a key asset to ensure this remarkable success of PKO BP's introduction of Visa payWave."

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