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News

Mobile NFC Payments for Chase

Gemalto : 29 February, 2012  (Application Story)
Gemalto is supplying Chase with trusted service management for a near field communications mobile payments platform
Mobile NFC Payments for Chase
Chase has selected Gemalto to provide its Trusted Service Management (TSM) solution for Chase’s enterprise-wide mobile payments platform. Gemalto’s TSM will provision and manage the credit and debit card data of Chase customers, validating authenticity and supporting information delivery over the air.  The IsisTM  mobile wallet, developed through a joint venture between AT&T Mobility, T-Mobile USA and Verizon Wireless, will be the first to benefit from this partnership.

“We have had a long and successful business relationship with Gemalto issuing traditional and contactless payment cards,” said Jack Stephenson, director of mobile, e-commerce and payments, Chase. “We are pleased to expand this partnership to include mobile payment. Gemalto will help us offer our customers effortless and secure mobile transactions.”

As part of the agreement, Gemalto will perform issuance, personalization and lifecycle management. With the TSM infrastructure integrated into Chase’s mobile payments platform, Chase will be able to load a digital version of a customer’s payment card into the customer’s mobile wallet in real-time.  The customer will then be able to make transactions at Near Field Communication (NFC) enabled physical Points of Sale (POS) by simply tapping their mobile phone against the POS terminal.

“Contactless Near-Field Communications (
NFC) technology has turned the handset into a versatile electronic wallet, such that users can now access a wide range of services like payment, ticketing and loyalty programs using their phone,” said Jack Jania, senior vice president, Secure Transactions at Gemalto. “In our role as a TSM we are pleased to be providing the technology that will enable Chase card customers to securely download all their cards into their mobile phones.”
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