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News

Chargebacks with built-in anti-fraud

RegularPay : 19 July, 2013  (New Product)
Regularpay is providing small merchants with chargeback mechanisms with low risk of exposure to fraud
Chargebacks with built-in anti-fraud

According to the volume of chargebacks, merchants are divided into three groups: low-, medium- and high-risk merchants. The main criteria for such divisions is the monthly level of chargebacks. A chargeback is the return of funds to a customer, forcibly initiated by the issuing bank of the instrument used by a consumer to settle a debt. Such an option exists for the protection of consumer's interests because a chargeback threat propels merchants to provide their customers with quality products, helpful customer service and timely refunds as appropriate.

Close partnership with a number of European acquiring banks gives RegularPay the possibility of cooperation with merchants working in high-risk industries. Recently founded startups without processing history now can become a partner of European acquiring banks which gradually allow merchants to reduce their level of chargebacks. Experienced merchants including small businesses and big companies can receive an individual approach according to their type of business.

Payment process includes online payment gateway and RegularPay can provide merchant accounts for different types of business.

Built-in anti-fraud system permits merchant to be sure that all payment transactions are carrying out with no risks.

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